{"id":2145,"date":"2025-02-09T12:53:53","date_gmt":"2025-02-09T03:53:53","guid":{"rendered":"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/"},"modified":"2025-02-09T13:41:54","modified_gmt":"2025-02-09T04:41:54","slug":"%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90","status":"publish","type":"post","link":"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/","title":{"rendered":"\uc790\uc0b0 \uad00\ub9ac \uc571 \ucd94\ucc9c 2024 \ucd5c\uace0\uc758 \uc790\uc0b0 \uad00\ub9ac \uc571 \ube44\uad50"},"content":{"rendered":"\r\n<div class=\"ql-editor\" style=\"white-space: normal;\">\u00a0<\/div>\r\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_72 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/#%EC%9E%90%EC%82%B0_%EA%B4%80%EB%A6%AC_%EC%95%B1_%EC%B6%94%EC%B2%9C_2024_%EC%B5%9C%EA%B3%A0%EC%9D%98_%EC%9E%90%EC%82%B0_%EA%B4%80%EB%A6%AC_%EC%95%B1_%EB%B9%84%EA%B5%90\" title=\"\uc790\uc0b0 \uad00\ub9ac \uc571 \ucd94\ucc9c 2024 \ucd5c\uace0\uc758 \uc790\uc0b0 \uad00\ub9ac \uc571 \ube44\uad50\">\uc790\uc0b0 \uad00\ub9ac \uc571 \ucd94\ucc9c 2024 \ucd5c\uace0\uc758 \uc790\uc0b0 \uad00\ub9ac \uc571 \ube44\uad50<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/#%EC%9E%90%EC%82%B0_%EA%B4%80%EB%A6%AC_%EC%95%B1%EC%9D%98_%ED%95%84%EC%9A%94%EC%84%B1\" title=\"\uc790\uc0b0 \uad00\ub9ac \uc571\uc758 \ud544\uc694\uc131\">\uc790\uc0b0 \uad00\ub9ac \uc571\uc758 \ud544\uc694\uc131<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/#1_%EC%9E%AC%EC%A0%95%EC%A0%81_%EB%AA%A9%ED%91%9C_%EC%84%A4%EC%A0%95\" title=\"1. \uc7ac\uc815\uc801 \ubaa9\ud45c \uc124\uc815\">1. \uc7ac\uc815\uc801 \ubaa9\ud45c \uc124\uc815<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/#2_%EC%A7%80%EC%B6%9C_%EA%B4%80%EB%A6%AC_%EB%B0%8F_%EC%98%88%EC%82%B0_%EC%84%A4%EC%A0%95\" title=\"2. \uc9c0\ucd9c \uad00\ub9ac \ubc0f \uc608\uc0b0 \uc124\uc815\">2. \uc9c0\ucd9c \uad00\ub9ac \ubc0f \uc608\uc0b0 \uc124\uc815<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/#2024%EB%85%84_%EC%B5%9C%EA%B3%A0%EC%9D%98_%EC%9E%90%EC%82%B0_%EA%B4%80%EB%A6%AC_%EC%95%B1_%EB%B9%84%EA%B5%90\" title=\"2024\ub144 \ucd5c\uace0\uc758 \uc790\uc0b0 \uad00\ub9ac \uc571 \ube44\uad50\">2024\ub144 \ucd5c\uace0\uc758 \uc790\uc0b0 \uad00\ub9ac \uc571 \ube44\uad50<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/#1_Mint\" title=\"1. Mint\">1. Mint<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/#%ED%8A%B9%EC%A7%95\" title=\"\ud2b9\uc9d5\">\ud2b9\uc9d5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/#%EC%9E%A5%EC%A0%90\" title=\"\uc7a5\uc810\">\uc7a5\uc810<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/#%EB%8B%A8%EC%A0%90\" title=\"\ub2e8\uc810\">\ub2e8\uc810<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/#2_Personal_Capital\" title=\"2. Personal Capital\">2. Personal Capital<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/#%ED%8A%B9%EC%A7%95-2\" title=\"\ud2b9\uc9d5\">\ud2b9\uc9d5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/#%EC%9E%A5%EC%A0%90-2\" title=\"\uc7a5\uc810\">\uc7a5\uc810<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/#%EB%8B%A8%EC%A0%90-2\" title=\"\ub2e8\uc810\">\ub2e8\uc810<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/#3_YNAB_You_Need_A_Budget\" title=\"3. YNAB (You Need A Budget)\">3. YNAB (You Need A Budget)<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/#%ED%8A%B9%EC%A7%95-3\" title=\"\ud2b9\uc9d5\">\ud2b9\uc9d5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/#%EC%9E%A5%EC%A0%90-3\" title=\"\uc7a5\uc810\">\uc7a5\uc810<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/#%EB%8B%A8%EC%A0%90-3\" title=\"\ub2e8\uc810\">\ub2e8\uc810<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/#4_GoodBudget\" title=\"4. GoodBudget\">4. GoodBudget<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/#%ED%8A%B9%EC%A7%95-4\" title=\"\ud2b9\uc9d5\">\ud2b9\uc9d5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/#%EC%9E%A5%EC%A0%90-4\" title=\"\uc7a5\uc810\">\uc7a5\uc810<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/#%EB%8B%A8%EC%A0%90-4\" title=\"\ub2e8\uc810\">\ub2e8\uc810<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/#%EA%B0%81_%EC%95%B1%EC%9D%98_%EB%B9%84%EA%B5%90_%ED%91%9C\" title=\"\uac01 \uc571\uc758 \ube44\uad50 \ud45c\">\uac01 \uc571\uc758 \ube44\uad50 \ud45c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/#%EC%96%B4%EB%96%A4_%EC%95%B1%EC%9D%84_%EC%84%A0%ED%83%9D%ED%95%B4%EC%95%BC_%ED%95%A0%EA%B9%8C\" title=\"\uc5b4\ub5a4 \uc571\uc744 \uc120\ud0dd\ud574\uc57c \ud560\uae4c?\">\uc5b4\ub5a4 \uc571\uc744 \uc120\ud0dd\ud574\uc57c \ud560\uae4c?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/#%EC%9E%90%EC%A3%BC_%EB%AC%BB%EB%8A%94_%EC%A7%88%EB%AC%B8FAQ\" title=\"\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38(FAQ)\">\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38(FAQ)<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/#1_%EC%9E%90%EC%82%B0_%EA%B4%80%EB%A6%AC_%EC%95%B1%EC%9D%84_%EC%82%AC%EC%9A%A9%ED%95%98%EB%8A%94_%EC%9D%B4%EC%9C%A0%EB%8A%94_%EB%AC%B4%EC%97%87%EC%9D%B8%EA%B0%80%EC%9A%94\" title=\"1. \uc790\uc0b0 \uad00\ub9ac \uc571\uc744 \uc0ac\uc6a9\ud558\ub294 \uc774\uc720\ub294 \ubb34\uc5c7\uc778\uac00\uc694?\">1. \uc790\uc0b0 \uad00\ub9ac \uc571\uc744 \uc0ac\uc6a9\ud558\ub294 \uc774\uc720\ub294 \ubb34\uc5c7\uc778\uac00\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/#2_%EC%9E%90%EC%82%B0_%EA%B4%80%EB%A6%AC_%EC%95%B1_%EC%82%AC%EC%9A%A9%EC%9D%B4_%EC%95%88%EC%A0%84%ED%95%9C%EA%B0%80%EC%9A%94\" title=\"2. \uc790\uc0b0 \uad00\ub9ac \uc571 \uc0ac\uc6a9\uc774 \uc548\uc804\ud55c\uac00\uc694?\">2. \uc790\uc0b0 \uad00\ub9ac \uc571 \uc0ac\uc6a9\uc774 \uc548\uc804\ud55c\uac00\uc694?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/#3_%EB%AC%B4%EB%A3%8C_%EC%95%B1%EA%B3%BC_%EC%9C%A0%EB%A3%8C_%EC%95%B1%EC%9D%98_%EC%B0%A8%EC%9D%B4%EB%8A%94_%EB%AC%B4%EC%97%87%EC%9D%B8%EA%B0%80%EC%9A%94\" title=\"3. \ubb34\ub8cc \uc571\uacfc \uc720\ub8cc \uc571\uc758 \ucc28\uc774\ub294 \ubb34\uc5c7\uc778\uac00\uc694?\">3. \ubb34\ub8cc \uc571\uacfc \uc720\ub8cc \uc571\uc758 \ucc28\uc774\ub294 \ubb34\uc5c7\uc778\uac00\uc694?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/gold-slushy.com\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%ec%b6%94%ec%b2%9c-2024-%ec%b5%9c%ea%b3%a0%ec%9d%98-%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac-%ec%95%b1-%eb%b9%84%ea%b5%90\/#%EC%9A%94%EC%95%BD%EC%A0%95%EB%A6%AC\" title=\"\uc694\uc57d\uc815\ub9ac\">\uc694\uc57d\uc815\ub9ac<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%EC%9E%90%EC%82%B0_%EA%B4%80%EB%A6%AC_%EC%95%B1_%EC%B6%94%EC%B2%9C_2024_%EC%B5%9C%EA%B3%A0%EC%9D%98_%EC%9E%90%EC%82%B0_%EA%B4%80%EB%A6%AC_%EC%95%B1_%EB%B9%84%EA%B5%90\"><\/span>\uc790\uc0b0 \uad00\ub9ac \uc571 \ucd94\ucc9c 2024 \ucd5c\uace0\uc758 \uc790\uc0b0 \uad00\ub9ac \uc571 \ube44\uad50<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<p>2024\ub144\uc774 \ub2e4\uac00\uc624\uba74\uc11c \uc810\uc810 \ub354 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc790\uc0b0 \uad00\ub9ac\uc758 \uc911\uc694\uc131\uc744 \uae68\ub2eb\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2a4\ub9c8\ud2b8\ud3f0\uc758 \ubc1c\uc804\uacfc \ud568\uaed8 \uc790\uc0b0 \uad00\ub9ac\ub97c \ub3d5\ub294 \ub2e4\uc591\ud55c \uc571\ub4e4\uc774 \ub4f1\uc7a5\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub4e4 \uc571\uc740 \uac1c\uc778\uc758 \uc7ac\uc815 \uc0c1\ud0dc\ub97c \uc27d\uac8c \uad00\ub9ac\ud558\uace0 \ucd5c\uc801\ud654\ud560 \uc218 \uc788\ub294 \ub3c4\uad6c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc624\ub298\uc740 2024\ub144 \ucd5c\uace0\uc758 \uc790\uc0b0 \uad00\ub9ac \uc571\uc744 \ube44\uad50 \ubd84\uc11d\ud574 \ubcf4\uace0, \uc5ec\ub7ec\ubd84\uc774 \uc5b4\ub5a4 \uc571\uc774 \ud544\uc694\ud560\uc9c0 \uc54c\ub824\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\r\n<h2><span class=\"ez-toc-section\" id=\"%EC%9E%90%EC%82%B0_%EA%B4%80%EB%A6%AC_%EC%95%B1%EC%9D%98_%ED%95%84%EC%9A%94%EC%84%B1\"><\/span>\uc790\uc0b0 \uad00\ub9ac \uc571\uc758 \ud544\uc694\uc131<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<h3><span class=\"ez-toc-section\" id=\"1_%EC%9E%AC%EC%A0%95%EC%A0%81_%EB%AA%A9%ED%91%9C_%EC%84%A4%EC%A0%95\"><\/span>1. \uc7ac\uc815\uc801 \ubaa9\ud45c \uc124\uc815<span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p>\uc790\uc0b0 \uad00\ub9ac \uc571\uc744 \uc0ac\uc6a9\ud558\uba74 \uc7ac\uc815\uc801 \ubaa9\ud45c\ub97c \uc124\uc815\ud558\uace0 \uc774\ub97c \ud6a8\uc728\uc801\uc73c\ub85c \ucd94\uc801\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ub2e4\uc74c\uacfc \uac19\uc740 \ubaa9\ud45c\ub97c \uc124\uc815\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4: &#8211; \ube44\uc0c1\uae08 \ub9c8\ub828 &#8211; \uc8fc\ud0dd \uad6c\ub9e4\ub97c \uc704\ud55c \uc800\ucd95 &#8211; \uc740\ud1f4 \uc900\ube44 \uc774\ub7ec\ud55c \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\uae30 \uc704\ud574 \ud544\uc694\ud55c \uae08\uc561\uacfc \uc608\uc0c1 \uc18c\uc694 \uae30\uac04\uc744 \uacc4\uc0b0\ud558\ub294 \uacfc\uc815\uc774 \uc571\uc744 \ud1b5\ud574 \ubcf4\ub2e4 \uac04\ud3b8\ud558\uac8c \uc774\ub904\uc9d1\ub2c8\ub2e4.<\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"2_%EC%A7%80%EC%B6%9C_%EA%B4%80%EB%A6%AC_%EB%B0%8F_%EC%98%88%EC%82%B0_%EC%84%A4%EC%A0%95\"><\/span>2. \uc9c0\ucd9c \uad00\ub9ac \ubc0f \uc608\uc0b0 \uc124\uc815<span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p>\uc9c0\ucd9c\uc744 \uad00\ub9ac\ud558\ub294 \uac83\uc740 \uc548\uc815\uc801\uc778 \uc7ac\uc815 \uc0c1\ud0dc\ub97c \uc720\uc9c0\ud558\ub294 \ub370 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \ub300\ubd80\ubd84\uc758 \uc790\uc0b0 \uad00\ub9ac \uc571\uc740 \uc0ac\uc6a9\uc790\uac00 \uac01 \uc9c0\ucd9c \ud56d\ubaa9\uc744 \uae30\ub85d\ud558\uace0, \uc774\ub97c \ubc14\ud0d5\uc73c\ub85c \uc8fc\uac04 \ub610\ub294 \uc6d4\uac04 \uc608\uc0b0\uc744 \uc124\uc815\ud560 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\uc90d\ub2c8\ub2e4. \uc774\ub807\uac8c \ud558\uba74 \ubd88\ud544\uc694\ud55c \uc9c0\ucd9c\uc744 \uc904\uc774\uace0, \uc7ac\uc815 \uc0c1\ud0dc\ub97c \ud55c\ub208\uc5d0 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\r\n<h2><span class=\"ez-toc-section\" id=\"2024%EB%85%84_%EC%B5%9C%EA%B3%A0%EC%9D%98_%EC%9E%90%EC%82%B0_%EA%B4%80%EB%A6%AC_%EC%95%B1_%EB%B9%84%EA%B5%90\"><\/span>2024\ub144 \ucd5c\uace0\uc758 \uc790\uc0b0 \uad00\ub9ac \uc571 \ube44\uad50<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<p>\uc5ec\uae30\uc11c\ub294 2024\ub144\uc5d0 \ucd94\ucc9c\ub418\ub294 \uc790\uc0b0 \uad00\ub9ac \uc571\ub4e4\uc744 \ube44\uad50\ud558\uc5ec \uac01\uac01\uc758 \uc7a5\ub2e8\uc810\uc744 \ubd84\uc11d\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"1_Mint\"><\/span>1. Mint<span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<h4><span class=\"ez-toc-section\" id=\"%ED%8A%B9%EC%A7%95\"><\/span>\ud2b9\uc9d5<span class=\"ez-toc-section-end\"><\/span><\/h4>\r\n<p>&#8211; \ubb34\ub8cc\ub85c \uc81c\uacf5\ub418\ub294 \uc571 &#8211; \ub2e4\uc591\ud55c \uae08\uc735 \uacc4\uc88c\uc640 \uc5f0\ub3d9 \uac00\ub2a5<\/p>\r\n<p>&#8211; \uc0ac\uc6a9\uc790 \uce5c\ud654\uc801\uc778 \uc778\ud130\ud398\uc774\uc2a4<\/p>\r\n<h4><span class=\"ez-toc-section\" id=\"%EC%9E%A5%EC%A0%90\"><\/span>\uc7a5\uc810<span class=\"ez-toc-section-end\"><\/span><\/h4>\r\n<p>&#8211; \uc608\uc0b0 \uc124\uc815 \ubc0f \uc9c0\ucd9c \ucd94\uc801 \uae30\ub2a5\uc774 \ub9e4\uc6b0 \ub6f0\uc5b4\ub0a9\ub2c8\ub2e4.<\/p>\r\n<p>&#8211; \uae08\uc735 \ub370\uc774\ud130\ub97c \ubd84\uc11d\ud558\uc5ec \uac1c\uc778 \ub9de\ucda4\ud615 \uc870\uc5b8\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\r\n<h4><span class=\"ez-toc-section\" id=\"%EB%8B%A8%EC%A0%90\"><\/span>\ub2e8\uc810<span class=\"ez-toc-section-end\"><\/span><\/h4>\r\n<p>&#8211; \uad11\uace0\uac00 \ub2e4\uc18c \ub9ce\ub2e4\ub294 \ub2e8\uc810\uc774 \uc788\uc5b4\uc694.<\/p>\r\n<p>&#8211; \uad6d\uc81c \uc0ac\uc6a9\uc790\uac00 \uc811\uadfc\ud558\uae30\uc5d4 \ud55c\uacc4\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"2_Personal_Capital\"><\/span>2. Personal Capital<span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<h4><span class=\"ez-toc-section\" id=\"%ED%8A%B9%EC%A7%95-2\"><\/span>\ud2b9\uc9d5<span class=\"ez-toc-section-end\"><\/span><\/h4>\r\n<p>&#8211; \uc790\uc0b0 \uad00\ub9ac\uc640 \ud22c\uc790 \uad00\ub9ac \uae30\ub2a5\uc774 \uacb0\ud569\ub41c \uc571<\/p>\r\n<p>&#8211; \ub300\uaddc\ubaa8 \uc790\uc0b0 \uad00\ub9ac \uae30\uc5c5\uc5d0\uc11c \uac1c\ubc1c<\/p>\r\n<h4><span class=\"ez-toc-section\" id=\"%EC%9E%A5%EC%A0%90-2\"><\/span>\uc7a5\uc810<span class=\"ez-toc-section-end\"><\/span><\/h4>\r\n<p>&#8211; \ud22c\uc790 \ubc0f \uc790\uc0b0 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc885\ud569\uc801\uc73c\ub85c \uad00\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\r\n<p>&#8211; \ub9ac\ud0c0\uc774\uc5b4\uba3c\ud2b8 \ud50c\ub798\ub108\uac00 \uc788\uc5b4 \uc740\ud1f4 \uacc4\ud68d\uc744 \uc27d\uac8c \uc218\ub9bd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\r\n<h4><span class=\"ez-toc-section\" id=\"%EB%8B%A8%EC%A0%90-2\"><\/span>\ub2e8\uc810<span class=\"ez-toc-section-end\"><\/span><\/h4>\r\n<p>&#8211; \uc77c\ubd80 \uace0\uae09 \uae30\ub2a5\uc740 \uc720\ub8cc\ub85c \uc81c\uacf5\ub429\ub2c8\ub2e4.<\/p>\r\n<p>&#8211; \ucd08\ubcf4\uc790\uc5d0\uac8c\ub294 \ub2e4\uc18c \ubcf5\uc7a1\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"3_YNAB_You_Need_A_Budget\"><\/span>3. YNAB (You Need A Budget)<span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<h4><span class=\"ez-toc-section\" id=\"%ED%8A%B9%EC%A7%95-3\"><\/span>\ud2b9\uc9d5<span class=\"ez-toc-section-end\"><\/span><\/h4>\r\n<p>&#8211; \ud2b9\uc815\ud55c \uc608\uc0b0 \uad00\ub9ac \ubc29\ubc95\ub860\uc744 \ub530\ub974\ub294 \uc571<\/p>\r\n<p>&#8211; \uc720\ub8cc \uc11c\ube44\uc2a4 \uae30\ubc18<\/p>\r\n<h4><span class=\"ez-toc-section\" id=\"%EC%9E%A5%EC%A0%90-3\"><\/span>\uc7a5\uc810<span class=\"ez-toc-section-end\"><\/span><\/h4>\r\n<p>&#8211; \uc608\uc0b0 \uad00\ub9ac\uc5d0 \uc911\uc810\uc744 \ub450\uace0 \uc124\uacc4\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\r\n<p>&#8211; \uc0ac\uc6a9\uc790\uac00 \uc7ac\uc815\uc5d0 \ub300\ud574 \ub354 \uc758\uc0ac\uacb0\uc815\uc744 \uc798 \ud560 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\uc90d\ub2c8\ub2e4.<\/p>\r\n<h4><span class=\"ez-toc-section\" id=\"%EB%8B%A8%EC%A0%90-3\"><\/span>\ub2e8\uc810<span class=\"ez-toc-section-end\"><\/span><\/h4>\r\n<p>&#8211; \uac1c\uc778\uc758 \uc7ac\ubb34 \uc0c1\ud669\uc5d0 \ub9de\ucd98 \uc811\uadfc\uc774 \ud544\uc694\ud574 \ub2e4\uc18c \uc2dc\uac04\uc774 \uac78\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\r\n<p>&#8211; \uc720\ub8cc \uc11c\ube44\uc2a4\uc778 \uc810\uc5d0\uc11c \ucd08\uae30 \ubd80\ub2f4\uc774 \uc788\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"4_GoodBudget\"><\/span>4. GoodBudget<span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<h4><span class=\"ez-toc-section\" id=\"%ED%8A%B9%EC%A7%95-4\"><\/span>\ud2b9\uc9d5<span class=\"ez-toc-section-end\"><\/span><\/h4>\r\n<p>&#8211; \uac00\uc0c1 \ubd09\ud22c \uc2dc\uc2a4\ud15c\uc744 \ucc44\ud0dd<\/p>\r\n<p>&#8211; \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18\uc73c\ub85c \uc5ec\ub7ec \uc7a5\uce58\uc5d0\uc11c \uc0ac\uc6a9 \uac00\ub2a5<\/p>\r\n<h4><span class=\"ez-toc-section\" id=\"%EC%9E%A5%EC%A0%90-4\"><\/span>\uc7a5\uc810<span class=\"ez-toc-section-end\"><\/span><\/h4>\r\n<p>&#8211; \ub3c8\uc758 \ud750\ub984\uc5d0 \ub530\ub77c \uc758\uc0ac \uacb0\uc815\uc744 \uc27d\uac8c \ub0b4\ub9b4 \uc218 \uc788\ub294 \uad6c\uc870\uc785\ub2c8\ub2e4.<\/p>\r\n<p>&#8211; \ubb34\ub8cc \uae30\ub2a5\uc774 \ub9e4\uc6b0 \ud48d\ubd80\ud558\uba70 \uae30\ubcf8\uc73c\ub85c \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\r\n<h4><span class=\"ez-toc-section\" id=\"%EB%8B%A8%EC%A0%90-4\"><\/span>\ub2e8\uc810<span class=\"ez-toc-section-end\"><\/span><\/h4>\r\n<p>&#8211; \uc2e4\uc2dc\uac04 \uac70\ub798 \uae30\ub85d\uc774 \ubd88\uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\r\n<p>&#8211; \uc138\ubd80\uc801\uc778 \ubcf4\uace0\uc11c \uae30\ub2a5\uc774 \ubd80\uc871\ud55c \ud3b8\uc785\ub2c8\ub2e4.<\/p>\r\n<h2><span class=\"ez-toc-section\" id=\"%EA%B0%81_%EC%95%B1%EC%9D%98_%EB%B9%84%EA%B5%90_%ED%91%9C\"><\/span>\uac01 \uc571\uc758 \ube44\uad50 \ud45c<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<table border=\"1\">\r\n<tbody>\r\n<tr>\r\n<th>\uc571 \uc774\ub984<\/th>\r\n<th>\uac00\uaca9<\/th>\r\n<th>\uc8fc\uc694 \uae30\ub2a5<\/th>\r\n<th>\uc7a5\uc810<\/th>\r\n<th>\ub2e8\uc810<\/th>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">Mint<\/td>\r\n<td style=\"text-align: center;\">\ubb34\ub8cc<\/td>\r\n<td style=\"text-align: center;\">\uc608\uc0b0 \uad00\ub9ac, \uc9c0\ucd9c \ud2b8\ub798\ud0b9<\/td>\r\n<td style=\"text-align: center;\">\uc0ac\uc6a9\uc790 \uce5c\ud654\uc801<\/td>\r\n<td style=\"text-align: center;\">\uad11\uace0 \ub9ce\uc74c<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">Personal Capital<\/td>\r\n<td style=\"text-align: center;\">\ubb34\ub8cc\/\uc720\ub8cc<\/td>\r\n<td style=\"text-align: center;\">\uc790\uc0b0 \uad00\ub9ac, \ud22c\uc790 \uad00\ub9ac<\/td>\r\n<td style=\"text-align: center;\">\ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad00\ub9ac<\/td>\r\n<td style=\"text-align: center;\">\ubcf5\uc7a1\ud560 \uc218 \uc788\uc74c<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">YNAB<\/td>\r\n<td style=\"text-align: center;\">\uc720\ub8cc<\/td>\r\n<td style=\"text-align: center;\">\uc608\uc0b0 \uad00\ub9ac<\/td>\r\n<td style=\"text-align: center;\">\uc7ac\uc815 \uc758\uc0ac \uacb0\uc815 \ub3c4\uc6c0<\/td>\r\n<td style=\"text-align: center;\">\ucd08\uae30 \ube44\uc6a9 \ubd80\ub2f4<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"text-align: center;\">GoodBudget<\/td>\r\n<td style=\"text-align: center;\">\ubb34\ub8cc<\/td>\r\n<td style=\"text-align: center;\">\uac00\uc0c1 \ubd09\ud22c \uc2dc\uc2a4\ud15c<\/td>\r\n<td style=\"text-align: center;\">\ub3c8 \ud750\ub984 \uad00\ub9ac \uc6a9\uc774<\/td>\r\n<td style=\"text-align: center;\">\uc138\ubd80 \ubcf4\uace0 \ubd80\uc871<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<h2><span class=\"ez-toc-section\" id=\"%EC%96%B4%EB%96%A4_%EC%95%B1%EC%9D%84_%EC%84%A0%ED%83%9D%ED%95%B4%EC%95%BC_%ED%95%A0%EA%B9%8C\"><\/span>\uc5b4\ub5a4 \uc571\uc744 \uc120\ud0dd\ud574\uc57c \ud560\uae4c?<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<p>\uc120\ud0dd\ud560 \uc571\uc740 \uac1c\uc778\uc758 \uc7ac\uc815\uc801 \uc694\uad6c\uc640 \ubaa9\ud45c\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc608\uc0b0 \uad00\ub9ac\uc5d0 \uc911\uc810\uc744 \ub450\uace0 \uc2f6\ub2e4\uba74 YNAB\uac00 \uc801\ud569\ud560 \uac83\uc774\uace0, \ud22c\uc790 \uad00\ub9ac\uae4c\uc9c0 \ud568\uaed8\ud558\uace0 \uc2f6\ub2e4\uba74 Personal Capital\uc744 \ucd94\ucc9c\ub4dc\ub9bd\ub2c8\ub2e4. \ucd08\ubcf4\uc790\ub77c\uba74 Mint\uac00 \uc88b\uc740 \uccab\uac78\uc74c\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ubb34\uc5c7\ubcf4\ub2e4\ub3c4 \uc790\uc2e0\uc5d0\uac8c \uac00\uc7a5 \ub9de\ub294 \uc571\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\r\n<h2><span class=\"ez-toc-section\" id=\"%EC%9E%90%EC%A3%BC_%EB%AC%BB%EB%8A%94_%EC%A7%88%EB%AC%B8FAQ\"><\/span>\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38(FAQ)<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<h3><span class=\"ez-toc-section\" id=\"1_%EC%9E%90%EC%82%B0_%EA%B4%80%EB%A6%AC_%EC%95%B1%EC%9D%84_%EC%82%AC%EC%9A%A9%ED%95%98%EB%8A%94_%EC%9D%B4%EC%9C%A0%EB%8A%94_%EB%AC%B4%EC%97%87%EC%9D%B8%EA%B0%80%EC%9A%94\"><\/span>1. \uc790\uc0b0 \uad00\ub9ac \uc571\uc744 \uc0ac\uc6a9\ud558\ub294 \uc774\uc720\ub294 \ubb34\uc5c7\uc778\uac00\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p>\uc790\uc0b0 \uad00\ub9ac \uc571\uc740 \uac1c\uc778\uc758 \uc7ac\uc815 \uc0c1\ud0dc\ub97c \ubcf4\ub2e4 \ud6a8\uc728\uc801\uc73c\ub85c \uad00\ub9ac\ud560 \uc218 \uc788\ub3c4\ub85d \ub3d5\uae30 \uc704\ud574 \uc124\uacc4\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc571\ub4e4\uc740 \uc608\uc0b0 \uc124\uc815, \uc9c0\ucd9c \ucd94\uc801, \uc7ac\uc815 \ubaa9\ud45c \uc124\uc815 \ubc0f \ubd84\uc11d \uae30\ub2a5 \ub4f1\uc744 \uc81c\uacf5\ud558\uc5ec \uc0ac\uc6a9\uc790\uac00 \uc790\uc2e0\uc758 \ub3c8\uc5d0 \ub300\ud55c \ubcf4\ub2e4 \ub098\uc740 \ud1b5\uc81c\ub97c \uac00\uc9c8 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\uc90d\ub2c8\ub2e4. \ud2b9\ud788 \ube44\uc0c1\uae08 \ub9c8\ub828\uc774\ub098 \ubd80\ub3d9\uc0b0 \ud22c\uc790 \uac19\uc740 \uc7a5\uae30\uc801\uc778 \uae08\uc735 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\ub294 \ub370 \ud070 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"2_%EC%9E%90%EC%82%B0_%EA%B4%80%EB%A6%AC_%EC%95%B1_%EC%82%AC%EC%9A%A9%EC%9D%B4_%EC%95%88%EC%A0%84%ED%95%9C%EA%B0%80%EC%9A%94\"><\/span>2. \uc790\uc0b0 \uad00\ub9ac \uc571 \uc0ac\uc6a9\uc774 \uc548\uc804\ud55c\uac00\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p>\ub300\ubd80\ubd84\uc758 \uc790\uc0b0 \uad00\ub9ac \uc571\uc740 \uace0\uae09 \uc554\ud638\ud654 \uae30\uc220\uc744 \uc0ac\uc6a9\ud558\uc5ec \uc0ac\uc6a9\uc790 \ub370\uc774\ud130\ub97c \ubcf4\ud638\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638\uac00 \uc911\uc694\ud55c \ub9cc\ud07c, \uc0ac\uc6a9\uc790\ub294 \uac01 \uc571\uc758 \ubcf4\uc548 \uc815\ucc45\uc744 \uc798 \uc0b4\ud3b4\ubcf4\uc544\uc57c \ud569\ub2c8\ub2e4. \uae08\uc735 \uc815\ubcf4\ub97c \ub2e4\ub8e8\ub294 \uc571\uc740 \ucd94\uac00 \ubcf4\uc548 \uc870\uce58\ub85c \uc0dd\uccb4 \uc778\uc2dd \uc778\uc99d, 2\ub2e8\uacc4 \uc778\uc99d \ub4f1\uc744 \uc81c\uacf5\ud558\uae30\ub3c4 \ud569\ub2c8\ub2e4. \uc0ac\uc6a9\uc790\ub294 \uc774\ub7ec\ud55c \uae30\ub2a5\ub4e4\uc744 \ud1b5\ud574 \ubcf4\ub2e4 \uc548\uc804\ud558\uac8c \uc7ac\uc815\uc744 \uad00\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"3_%EB%AC%B4%EB%A3%8C_%EC%95%B1%EA%B3%BC_%EC%9C%A0%EB%A3%8C_%EC%95%B1%EC%9D%98_%EC%B0%A8%EC%9D%B4%EB%8A%94_%EB%AC%B4%EC%97%87%EC%9D%B8%EA%B0%80%EC%9A%94\"><\/span>3. \ubb34\ub8cc \uc571\uacfc \uc720\ub8cc \uc571\uc758 \ucc28\uc774\ub294 \ubb34\uc5c7\uc778\uac00\uc694?<span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p>\ubb34\ub8cc \uc790\uc0b0 \uad00\ub9ac \uc571\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uae30\ubcf8\uc801\uc778 \uae30\ub2a5\uc744 \uc81c\uacf5\ud558\uc5ec \ub9ce\uc740 \uc0ac\uc6a9\uc790\ub4e4\uc774 \uc190\uc27d\uac8c \uc811\uadfc\ud560 \uc218 \uc788\ub3c4\ub85d \uc124\uacc4\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ubc18\uba74, \uc720\ub8cc \uc571\uc740 \uae30\ub2a5\uc774 \ubcf4\ub2e4 \ud48d\ubd80\ud558\uba70 \uc0ac\uc6a9\uc790\uc758 \ub2e4\uc591\ud55c \uc694\uad6c\ub97c \ucda9\uc871\uc2dc\ud0a4\uae30 \uc704\ud574 \ucd94\uac00\uc801\uc778 \uc11c\ube44\uc2a4\ub098 \uc9c0\uc6d0\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc720\ub8cc \uc571\uc740 \ud2b9\uc815\ud55c \uc7ac\uc815 \ubaa9\ud45c\ub97c \uc138\uc6b0\uace0\uc790 \ud558\ub294 \ubd84\ub4e4\uc5d0\uac8c \ub354 \uc720\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uacb0\uc815\uc744 \ub0b4\ub9ac\uae30 \uc804 \uc0ac\uc6a9\uc790\uac00 \uc6d0\ud558\ub294 \uae30\ub2a5\uc744 \uba85\ud655\ud788 \uc54c\uace0 \ub118\uc5b4\uac00\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\r\n<h2><span class=\"ez-toc-section\" id=\"%EC%9A%94%EC%95%BD%EC%A0%95%EB%A6%AC\"><\/span>\uc694\uc57d\uc815\ub9ac<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<p>2024\ub144 \ucd5c\uace0\uc758 \uc790\uc0b0 \uad00\ub9ac \uc571 \ube44\uad50\ub97c \ud1b5\ud574 \ub2e4\uc591\ud55c \uae30\ub2a5\uacfc \uc7a5\ub2e8\uc810\uc744 \uc0b4\ud3b4\ubcf4\uc558\uc2b5\ub2c8\ub2e4. \uac1c\uc778\uc758 \uc7ac\uc815 \uad00\ub9ac\uc5d0 \uc788\uc5b4 \uc801\ud569\ud55c \uc571\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\uba70, \uac01\uc790\uc758 \ubaa9\ud45c\uc5d0 \ub9de\ucdb0 \uad00\ub9ac\ud560 \uc218 \uc788\ub294 \ub3c4\uad6c\ub97c \uac16\ucd94\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc790\uc0b0 \uad00\ub9ac \uc571\uc744 \ud1b5\ud574 \ub354 \ub098\uc740 \uc7ac\uc815 \uad00\ub9ac\ub97c \uc2dc\uc791\ud574\ubcf4\uc138\uc694. #\ud574\uc2dc\ud0dc\uadf8 #\uc790\uc0b0\uad00\ub9ac #\uc790\uc0b0\uad00\ub9ac\uc571 #2024\uc571\ucd94\ucc9c #\uc7ac\uc815\uad00\ub9ac #\uc608\uc0b0\uad00\ub9ac<\/p>\r\n<div class=\"ql-editor\" style=\"white-space: normal;\">\u00a0<\/div>\r\n","protected":false},"excerpt":{"rendered":"<p>\u00a0 \uc790\uc0b0 \uad00\ub9ac \uc571 \ucd94\ucc9c 2024 \ucd5c\uace0\uc758 \uc790\uc0b0 \uad00\ub9ac \uc571 \ube44\uad50 2024\ub144\uc774 \ub2e4\uac00\uc624\uba74\uc11c \uc810\uc810 \ub354 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc790\uc0b0 \uad00\ub9ac\uc758 \uc911\uc694\uc131\uc744 \uae68\ub2eb\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2a4\ub9c8\ud2b8\ud3f0\uc758 \ubc1c\uc804\uacfc \ud568\uaed8 \uc790\uc0b0 \uad00\ub9ac\ub97c \ub3d5\ub294 \ub2e4\uc591\ud55c \uc571\ub4e4\uc774 \ub4f1\uc7a5\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub4e4 \uc571\uc740 \uac1c\uc778\uc758 \uc7ac\uc815 \uc0c1\ud0dc\ub97c \uc27d\uac8c \uad00\ub9ac\ud558\uace0 \ucd5c\uc801\ud654\ud560 \uc218 \uc788\ub294 \ub3c4\uad6c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc624\ub298\uc740 2024\ub144 \ucd5c\uace0\uc758 \uc790\uc0b0 \uad00\ub9ac \uc571\uc744 \ube44\uad50 \ubd84\uc11d\ud574 \ubcf4\uace0, \uc5ec\ub7ec\ubd84\uc774 \uc5b4\ub5a4 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2144,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[16],"tags":[],"class_list":["post-2145","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-life-information"],"jetpack_featured_media_url":"https:\/\/gold-slushy.com\/wp-content\/uploads\/2025\/02\/\uc790\uc0b0-\uad00\ub9ac-\uc571-\ucd94\ucc9c-2024-\ucd5c\uace0\uc758-\uc790\uc0b0-\uad00\ub9ac-\uc571-\ube44\uad50.jpg","rank_math_meta":{"rank_math_title":"\uc790\uc0b0 \uad00\ub9ac \uc571 \ucd94\ucc9c 2024 \ucd5c\uace0\uc758 \uc790\uc0b0 \uad00\ub9ac \uc571 \ube44\uad50","rank_math_description":"\uc790\uc0b0 \uad00\ub9ac \uc571 \ucd94\ucc9c 2024 \ucd5c\uace0\uc758 \uc790\uc0b0 \uad00\ub9ac \uc571 \ube44\uad50\uc815\ubcf4\ub97c \uacf5\uc720\ud569\ub2c8\ub2e4. \ub3c5\uc790 \uc5ec\ub7ec\ubd84\uaed8 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